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The Buvivo Blog

Straight-talking guides for buying, renting, and selling property in Spain.

  • June 13, 2026·11 min readPadrónBuying in Spain

    Empadronamiento in Spain: the 2026 padrón guide for foreign property owners

    The certificado de empadronamiento is the most underrated piece of paper in Spanish admin. It gates public healthcare, school places, the residency card, the driving licence exchange, even reduced museum tickets — and it's tied to the address of your Spanish property, not your nationality. The 2026 guide to getting padrón'd: who can apply, what to bring, how the appointment really works, the renewal trap that catches non-EU owners, and the small mistakes that send foreign owners back to the queue.

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  • June 12, 2026·12 min readBuying in SpainPost-completion

    Your first 30 days as a Spanish property owner: the foreign buyer's 2026 playbook

    You've signed at the notary, you have the keys, the seller has driven away — and suddenly the work begins. The 2026 playbook for the first 30 days in your new Spanish home: switching utilities into your name, the bills that auto-arrive (and the ones you have to chase), padrón, IBI, Modelo 210, insurance, the cuadro eléctrico nobody explained, and the small mistakes that cost foreign owners thousands in year one.

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  • June 11, 2026·13 min readBuying in SpainAuctions

    Buying property in Spain at auction in 2026: the subasta guide for foreign bargain hunters

    Spanish property auctions promise 20–40% discounts — and deliver them about as often as they deliver disasters. The 2026 foreign buyer's guide to subasta judicial, notarial auctions, bank repossessions, the deposit you can lose, and the occupied-flat trap nobody warned you about.

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  • June 10, 2026·13 min readBuying in SpainCoastal

    Ley de Costas: Spain's coastal law and what it means for beachfront buyers in 2026

    The cheapest sea-view villa on the market is usually cheap for a reason. A practical guide to Spain's Ley de Costas — the four zones, concession status, the certificate that flags trouble, and the regions where it bites hardest.

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  • June 9, 2026·13 min readCosta CálidaMurcia

    Buying property on the Costa Cálida in 2026: Mar Menor, Cartagena, Mazarrón and the rest

    The Costa Cálida buyer's guide for 2026 — what the Mar Menor crisis actually means for buyers, town-by-town prices, the British/Norwegian/Irish mix, and the Polaris World legacy you need to understand before you sign.

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  • June 8, 2026·14 min readSolarEnergy

    Solar panels in Spain in 2026: the foreign property owner's complete guide

    Spain has Europe's best sun and some of its highest grid prices — yet most foreign buyers still get installations wrong. The real 2026 numbers on costs, subsidies, IBI rebates, surplus compensation and the permission traps that catch out non-resident owners.

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  • June 7, 2026·14 min readBuying in SpainCosts

    The hidden costs of buying property in Spain in 2026: every fee, tax and surprise charge

    Most foreign buyers budget for the asking price and the taxes, then get blindsided by another 4–6% in fees nobody mentioned. Here is the full list — with real 2026 numbers and a worked example on a €350,000 flat.

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  • June 6, 2026·13 min readSevilleAndalusia

    Buying property in Seville: neighbourhoods, prices, process (2026)

    A foreign buyer's guide to Andalusia's capital — barrio-by-barrio prices, the 7% ITP advantage, tourist-licence rules in the casco antiguo, and why Seville is the most underrated big-city buy in Spain right now.

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  • June 5, 2026·14 min readInternational schoolsLiving in Spain

    International schools in Spain: the 2026 guide for foreign families buying property

    British, American, IB, French, German, bilingual — which Spanish school system actually fits your kids, what it costs in 2026, where the good schools cluster, and how to buy a property that puts you in the right catchment.

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  • June 4, 2026·13 min readHealthcareLiving in Spain

    Healthcare in Spain for foreign property owners: the 2026 guide

    Public or private? EHIC, S1, Convenio Especial or Sanitas? What your visa requires and what your home country still covers? Here's the practical 2026 answer to every healthcare question foreign property owners in Spain actually ask.

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  • June 3, 2026·14 min readSelf-buildBuying land

    Building your own home in Spain: a foreign buyer's guide to buying land and self-building in 2026

    A 30,000 m² plot in Andalucía for €120,000 looks like the dream — until you discover you can't build on it. Here's how foreign buyers should approach buying land and building from scratch in Spain in 2026: the land classifications, the licences, the team, the realistic budget, and the timeline.

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  • June 2, 2026·12 min readTaxesNon-residents

    Modelo 210 explained: the Spanish non-resident tax every foreign property owner must file in 2026

    If you own a property in Spain and live somewhere else, Spain wants a tax return from you every year — even when the place sits empty. The complete 2026 guide to Modelo 210: who files, when, how much, the EU/EEA rate trap, the new annual return for rentals, and the penalty schedule if you ignore it.

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  • June 1, 2026·13 min readGermansBuying in Spain

    Buying property in Spain as a German citizen: the complete 2026 guide

    Germans buy more Spanish property than any other foreign nationality except the British. Here's the honest 2026 playbook for German buyers — the EU advantages, the Spain–Germany tax treaty traps, financing across borders, and the specifically-German mistakes that cost real money.

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  • May 31, 2026·13 min readBritishBrexit

    Buying property in Spain as a British citizen: the 2026 post-Brexit guide

    British buyers are still Spain's largest single foreign nationality — but the rules changed in 2021 and most online guides are still wrong. The honest 2026 playbook: visas, tax, mortgages, healthcare and the Brexit-specific mistakes that cost UK buyers thousands.

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  • May 30, 2026·11 min readBuying in SpainLegal

    Signing day at the Spanish notario: what foreign buyers actually do when the deed is signed

    The Spanish notary is the gatekeeper to property ownership — and the moment foreign buyers feel most lost. Here is what really happens in the notario's office, what to bring, what to read, what gets paid, and what to do when the language barrier hits.

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  • May 29, 2026·10 min readBuying in SpainGuide

    How long does it take to buy a property in Spain? The realistic timeline for foreign buyers in 2026

    From first viewing to keys in hand, a week-by-week timeline of buying property in Spain as a foreign buyer — including the steps everyone underestimates, where remote buyers lose months, and how to compress the process without cutting corners.

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  • May 28, 2026·12 min readAmericansBuying in Spain

    Buying property in Spain as an American: the complete 2026 guide

    Americans are now the fastest-growing nationality buying homes in Spain. Here's the practical 2026 playbook — visas, FATCA, double taxation, financing, and the specifically-American mistakes to avoid.

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  • May 27, 2026·12 min readCosta BravaGirona

    Buying property on the Costa Brava in 2026: Cadaqués, Begur, Palafrugell and the rest

    The Costa Brava buyer's guide for 2026 — north vs south, town-by-town prices, the French and Catalan buyer mix, planning rules that catch foreigners off guard, and where the real value still hides.

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  • May 26, 2026·11 min readRural SpainEspaña vaciada

    Buying a village house in rural Spain: the foreign buyer's handbook for 2026

    €40,000 for a stone house with a balcony, or €15,000 for a shell that swallows your savings? The honest 2026 guide to buying in la España vaciada — Teruel, Soria, Cuenca, Zamora and the interior nobody at a coastal agency will tell you about.

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  • May 25, 2026·12 min readBuying in SpainNegotiation

    How to negotiate the price of a Spanish property: a foreign buyer's playbook for 2026

    Spanish asking prices are negotiable — but only if you know which numbers to question, when to push, and when to walk. Here's how foreign buyers should approach negotiation in 2026.

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  • May 24, 2026·10 min readBuying in SpainLegal

    Squatters (okupas) in Spain in 2026: the real risk to foreign property buyers, separated from the headlines

    Worried about okupas before buying in Spain? Here's what's actually true in 2026 after the express-eviction reform, where the real risk sits, and the simple checks that put almost every foreign buyer firmly out of harm's way.

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  • May 23, 2026·10 min readBuying in SpainLegal

    Nota simple: the 7-euro document that protects you from buying the wrong Spanish property

    Spain's land-registry extract decoded line by line — what to check before you sign arras, how to pull one yourself, and the red flags that have killed deals we've seen.

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  • May 22, 2026·12 min readBuying in SpainCommunity of owners

    The comunidad de propietarios: the Spanish community of owners explained for foreign buyers (2026)

    Buy an apartment or a home on an urbanización in Spain and you don't just buy the property — you join its comunidad de propietarios. Here's what community fees, derramas, voting rights and the April 2025 tourist-rental reform actually mean for foreign buyers in 2026.

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  • May 21, 2026·11 min readTaxesBuying in Spain

    Spanish inheritance tax and wills for foreign property owners: the 2026 guide

    If you own — or are about to own — a home in Spain as a foreigner, two questions decide what happens when you die: which country's succession law applies, and how much Spanish inheritance tax your heirs will pay. Here's the practical 2026 answer.

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  • May 20, 2026·13 min readSelling in SpainTaxes

    Selling property in Spain as a non-resident: the 2026 guide

    How to sell a Spanish property as a non-resident in 2026: the 3% retention, capital gains tax, plusvalía, paperwork, timelines and the mistakes that cost foreign sellers the most money.

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  • May 19, 2026·10 min readBuying in SpainLegal

    Buying property in Spain without flying out: how power of attorney really works

    You don't have to be in Spain to buy in Spain. Here's exactly how a power of attorney (poder notarial) lets your lawyer sign for you in 2026 — what it should and shouldn't authorise, where to sign it, what it costs, and the traps that turn a convenience into a liability.

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  • May 18, 2026·10 min readVisasBuying in Spain

    The 90/180-day rule: how long you can actually stay in your Spanish home as a non-EU owner

    You bought the Spanish holiday home — now how long are you legally allowed to use it? The 90/180-day Schengen rule explained in plain English for British, American and other non-EU owners, with the counting trick everyone gets wrong and the legal ways to stay longer.

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  • May 17, 2026·9 min readBankingBuying in Spain

    Opening a Spanish bank account as a non-resident: the 2026 guide

    You can't really buy property in Spain without one. Here's exactly how to open a Spanish non-resident bank account in 2026 — the documents, the fees nobody warns you about, online vs branch, and how to avoid the classic delays that stall a purchase.

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  • May 16, 2026·11 min readTaxesBuying in Spain

    Spain's 100% tax on non-EU buyers: what's real, what's not, and what to do in 2026

    Spain proposed a tax of up to 100% of the purchase price on homes bought by non-EU non-residents. Here's where the measure actually stands in 2026, who it would hit, the routes around it, and how to plan your purchase without panicking.

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  • May 15, 2026·12 min readHoliday rentalTourist licence

    Tourist rental licences in Spain in 2026: what foreign buyers must check before they buy to let

    Buying a Spanish property to rent on Airbnb in 2026? The licence rules have been rewritten in every major region since 2024. Here's what VUT, VFT, VV and VT actually mean — and the four checks that decide whether a property can ever legally pay you back.

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  • May 14, 2026·13 min readIbizaFormentera

    Buying property in Ibiza and Formentera in 2026: the foreign buyer's guide

    A practical, zone-by-zone guide to buying in the Pitiüses in 2026 — current prices, the rental moratorium that quietly rewrote the market, the rural-build trap, and what no mainland lawyer will warn you about.

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  • May 13, 2026·14 min readBarcelonaCity guide

    Buying property in Barcelona in 2026: the foreign buyer's guide

    A district-by-district guide to buying in Barcelona — current prices, the tax setup that makes Catalonia tougher than Madrid, the tourist-rental rules every foreign buyer underestimates, and how to actually find a flat in the city's tightest neighbourhoods.

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  • May 12, 2026·13 min readReformasRenovation

    Renovating a Spanish property: the foreign buyer's reformas guide for 2026

    Costs per square metre, the licences nobody warns you about, how to read a builder's quote, and the ten mistakes foreign buyers keep making when refurbishing a Spanish home.

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  • May 10, 2026·12 min readBuying in SpainLegal

    14 red flags every foreign buyer should spot before signing for a Spanish property

    The deals that hurt foreign buyers in Spain rarely look risky on the listing — they look cheap. Here are the 14 warning signs that should make you slow down, ask questions, or walk away entirely.

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  • May 9, 2026·13 min readMadridCity guide

    Buying property in Madrid in 2026: the foreign buyer's guide

    A district-by-district guide to buying in Madrid — current prices, where Latin American, American and European buyers are actually putting their money, the tax advantages that make Madrid different, and the local quirks of the process.

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  • May 8, 2026·12 min readCost of LivingLiving in Spain

    The real cost of living in Spain in 2026: monthly numbers for foreign residents

    What does it actually cost to live in Spain as a foreign property owner in 2026? Honest monthly budgets for Madrid, Valencia, Málaga, Mallorca and the smaller towns — rent, utilities, groceries, healthcare, transport, taxes, and the line items new arrivals always forget.

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  • May 7, 2026·10 min readBuying in SpainLegal

    Hiring a Spanish property lawyer: what they really do, what to pay, and the conflict-of-interest trap

    Independent legal advice is the single best money a foreign buyer spends in Spain — but most people pick the wrong lawyer for the wrong reason. Here is what an abogado actually does, what it costs, and the trap to avoid.

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  • May 6, 2026·13 min readGreen SpainAsturias

    Green Spain in 2026: the foreign buyer's guide to Asturias, Galicia, Cantabria and the Basque Country

    The northern coast is the fastest-growing corner of the Spanish property market in 2026. Here's where prices actually sit, why buyers are leaving the Costa del Sol for Bilbao and Llanes, and what nobody tells you about ITP, hórreos and the foral tax system.

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  • May 5, 2026·12 min readOff-planBuying in Spain

    Buying off-plan property in Spain in 2026: bank guarantees, milestone payments, and the risks foreign buyers miss

    Off-plan (obra nueva) is the fastest-growing slice of the Spanish market in 2026 — here's how the milestone payments work, why Law 38/1999 bank guarantees are non-negotiable, and the timeline traps that catch foreign buyers off guard.

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  • May 4, 2026·12 min readCanary IslandsTenerife

    Buying property in the Canary Islands in 2026: the foreign buyer's guide

    Tenerife, Gran Canaria, Lanzarote, Fuerteventura — what foreigners actually pay in 2026, the IGIC tax break that catches most buyers off guard, and the rental-licence rules that decide whether a property pays for itself.

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  • May 3, 2026·9 min readBuying in SpainLegal

    The arras contract in Spain: how the 10% deposit works (and the clause that decides who keeps the money)

    Spain's binding 10% pre-purchase deposit explained — the three types of arras, the clauses that matter, and how to avoid losing your money if the deal falls through.

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  • May 2, 2026·13 min readCosta BlancaAlicante

    Buying property on the Costa Blanca in 2026: Alicante, Torrevieja, Jávea, Dénia and the rest

    The Costa Blanca buyer's guide for 2026 — north vs south, town-by-town prices, urbanización quirks, the British/Belgian/Norwegian buyer mix, and the traps that catch first-timers.

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  • May 1, 2026·9 min readBuying in SpainCurrency

    Currency exchange when buying property in Spain: how to save thousands on the FX in 2026

    Foreign buyers routinely lose 2–4% of their purchase price to bad exchange rates. Here's how spot transfers, forward contracts and FX brokers really compare — with worked numbers on a €350,000 purchase.

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  • April 27, 2026·12 min readVisasBuying in Spain

    Spain visas for property buyers in 2026: Digital Nomad, Non-Lucrative, and life after the Golden Visa

    The Golden Visa is gone. Here are the visa routes that still work for foreign property buyers in Spain in 2026 — what each one costs, what income you need, and how long it really takes.

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  • April 24, 2026·10 min readMortgagesBuying in Spain

    Spanish mortgages for non-residents: LTV, rates and documents (2026)

    How much you can actually borrow in Spain as a non-resident, what the application really costs, which banks to approach, and the document pack that gets you approved the first time.

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  • April 18, 2026·12 min readMallorcaBalearic Islands

    Buying property in Mallorca in 2026: the foreign buyer's guide

    A practical, region-by-region guide to buying a home in Mallorca — current prices, the parts of the island worth knowing, the rental-licence trap, and the process from NIE to keys.

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  • April 14, 2026·11 min readCitiesExpats

    The best cities to buy property in Spain for expats in 2026

    Nine Spanish cities compared on price, climate, transport, healthcare and expat community — to help you decide where to put down roots.

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  • April 9, 2026·10 min readRentingTenant rights

    Renting long-term in Spain: deposits, contracts, and tenant rights

    What foreigners need to know about long-term rentals in Spain in 2026 — contract types, deposits, the LAU, rent caps, notice periods and the traps landlords hope you don't spot.

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  • March 26, 2026·11 min readMálagaCosta del Sol

    Buying property in Málaga and Costa del Sol: 2026 market guide

    Málaga city, Marbella, Estepona, Fuengirola, Benalmádena — where foreigners actually buy on the Costa del Sol in 2026, how prices compare, and what to watch out for.

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  • March 12, 2026·12 min readValenciaCity guide

    Buying property in Valencia: neighbourhoods, prices, process (2026)

    A neighbourhood-by-neighbourhood guide to buying in Valencia — current prices, the process from NIE to completion, and which barrios actually fit foreign buyers.

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  • February 26, 2026·10 min readTaxesBuying in Spain

    Spain property taxes explained: ITP, IVA, IBI and plusvalía

    The four Spanish property taxes every buyer needs to understand — who pays what, when, and how much — with 2026 regional rates.

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  • February 12, 2026·8 min readNIEBuying in Spain

    NIE number for property buyers: the complete 2026 application guide

    Everything you need to know about getting a Spanish NIE for property purchase: where to apply, what documents to bring, how long it takes, and what to do if you hit delays.

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  • January 29, 2026·14 min readBuying in SpainExpats

    How to buy property in Spain as a foreigner: the 2026 guide

    A step-by-step guide for non-residents buying property in Spain in 2026: NIE, mortgages, taxes, legal checks, and how to avoid the most common traps.

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  • January 15, 2026·5 min readBuvivoProduct

    Reverse property search: how Buvivo flips the process on its head

    Property portals put the buyer to work. Buvivo reverses it: tell us what you're looking for, and matching agents come to you. Here's how it works and why it's different.

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